Televisions
Available
Samsung
Samsung 55" Crystal UHD 4K Smart TV
In stock and ready for delivery within 48 hours.
- Cash price
- ₵6,200
- Hire purchase
- ₵7,940
- Deposit from
- ₵1,990
- Monthly
- ₵496 × 12 mo
Trusted by 5,000+ Ghanaians
Own It Today.Pay Small Small.
Take home genuine televisions, fridges, laptops and furniture with an affordable deposit, then spread the balance over comfortable monthly payments.
Home appliances
A Fuller Kitchen,Without the Full Price.
Fridges, freezers and washing machines from Samsung, LG, Hisense and Nasco — delivered and installed free across Greater Accra and Tema.
Work & business
Power Your HustleWith Better Tools.
Laptops and smartphones for traders, students and freelancers — approved on your income, not your paperwork pile.
Power & comfort
Never Sit inDarkness Again.
Generators and split air conditioners that keep the lights on and the house cool, on a payment plan that matches your salary date.
Fast approval
Approved in24 Hours.
A Ghana Card, proof of income and one reference is all it takes. No hidden charges, no long queues — just an honest plan.
- 5,000+ happy customers
- Deposit from 25%
- Approval in 24 hours
- Free Accra & Tema delivery
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Customer satisfaction
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Years of experience
Why choose us
Finance built around real Ghanaian life
We designed every part of our service around the way our customers actually earn, spend and plan.
Fast approval
Most applications receive a decision within 24 hours. Salaried workers and verified traders often hear from us the same day.
Affordable deposits
Start with as little as 25% of the hire purchase price and spread the balance over 9 to 18 months.
Flexible payment plans
Pay weekly, fortnightly or monthly by mobile money, bank transfer or at any of our branch offices.
A company you can trust
Registered in Ghana since 2015, with clear contracts, no hidden charges and a published fee schedule.
Genuine quality products
Every item is sourced from authorised dealers and comes with a manufacturer warranty and receipt.
Excellent customer support
Reach a real person on phone or WhatsApp six days a week — in English, Twi, Ga or Hausa.
Featured products
View all products Popular right now
Genuine products from authorised dealers, with the full payment breakdown shown before you apply.
Smartphones
Available
Samsung
Samsung Galaxy A55 5G (256GB)
In stock and ready for delivery within 48 hours.
- Cash price
- ₵6,100
- Hire purchase
- ₵7,810
- Deposit from
- ₵2,340
- Monthly
- ₵456 × 12 mo
Refrigerators
Limited Stock
Nasco
Nasco Double Door Refrigerator 260L
Only a few units left in our Accra warehouse.
- Cash price
- ₵4,300
- Hire purchase
- ₵5,460
- Deposit from
- ₵1,370
- Monthly
- ₵341 × 12 mo
Laptops
Out of Stock
HP
HP Pavilion 15 Core i5 Laptop
Currently sold out — we'll alert you when it returns.
- Cash price
- ₵8,900
- Hire purchase
- ₵11,480
- Deposit from
- ₵3,440
- Monthly
- ₵536 × 15 mo
Generators
Available
Elepaq
Elepaq 3.5KVA Petrol Generator
In stock and ready for delivery within 48 hours.
- Cash price
- ₵5,400
- Hire purchase
- ₵6,910
- Deposit from
- ₵1,930
- Monthly
- ₵415 × 12 mo
Refrigerators
Out of Stock
Samsung
Samsung Side-by-Side Refrigerator 550L
Currently sold out — we'll alert you when it returns.
- Cash price
- ₵12,500
- Hire purchase
- ₵16,500
- Deposit from
- ₵4,950
- Monthly
- ₵642 × 18 mo
Smartphones
Limited Stock
Tecno
Tecno Camon 30 (256GB)
Only a few units left in our Accra warehouse.
- Cash price
- ₵3,450
- Hire purchase
- ₵4,310
- Deposit from
- ₵1,080
- Monthly
- ₵359 × 9 mo
Air Conditioners
Available
Midea
Midea 1.5HP Split Air Conditioner
In stock and ready for delivery within 48 hours.
- Cash price
- ₵5,900
- Hire purchase
- ₵7,610
- Deposit from
- ₵2,130
- Monthly
- ₵365 × 15 mo
How it works
Five simple steps to ownership
From choosing your product to taking it home, the whole process usually takes less than a week.
- 1
Choose your product
Browse our catalogue online or visit a branch. Every item shows the cash price, hire purchase price, deposit and monthly payment upfront.
- 2
Submit your application
Complete a short form with your Ghana Card, proof of income or business, and one guarantor. It takes about ten minutes.
- 3
Application review
Our credit team verifies your details and confirms an affordable payment plan. You receive an SMS with the decision.
- 4
Pay your deposit
Pay the agreed deposit by mobile money, bank transfer or at a branch, then sign your hire purchase agreement.
- 5
Take your product home
We deliver and install free of charge in Greater Accra, and at a small fee nationwide. Enjoy it while you pay the balance.
Testimonials
What our customers say
Real customers from Accra, Kumasi and beyond.
“I paid ₵1,600 deposit and took home a fridge and a washing machine the same week. The monthly payment is less than what I used to spend on cold store visits.”
Akosua Mensah
Teacher, Madina
“The generator kept my shop open through dumsor last year. Everything was explained clearly before I signed — no hidden charges at all.”
Kwame Boateng
Shop owner, Kumasi Adum
“I applied on a Tuesday and got approved on Wednesday. I pay by MoMo every month and they always send a receipt straight away.”
Efua Danso
Trader, Makola Market
FAQs
Questions people ask before applying
Everything you need to know before starting your hire purchase plan.
Ready to own your dream appliance?
Apply in ten minutes and get a decision within 24 hours. Our team in Accra, Kumasi, Takoradi and Tamale is ready to help you.